There are lots of ways to save money when taking out car insurance. Some websites offer cash incentives or vouchers and so it is worth looking for those. You could get cash back or money off this way, which could be very useful. It is sometimes possible to save hundreds of pounds by doing this.

It can be worth talking to your current provider and asking whether they can offer you something cheaper. It might be that the comprehensive car insurance that you are paying for, is not the cheapest option and that you are paying for features that you do not use. Discuss it with them, if you mention that you are thinking of switching providers, they will do their best to get your price down. Make sure that you do not lose useful features, but there could be things which you would rather not pay for, as you feel you would not use them. It can also be worth considering increasing your excess on the policy. Sometimes this can make a huge difference to the price, but consider whether you will be able to afford a repair it comes below the excess or whether you could afford to pay the excess if you had to.

It can be worth asking around your friends and family to see whether they have got any good deals, as you might be able to as well. However, you need to bear in mind that because your situation is different to theirs, they may not be able to give you such a good price.

It is worth considering having a joint policy. If you and your partner or children are on separate ones, then you could find that being on one policy could be a lot cheaper. It will depend on if anyone has driving offences, points on their licence or has made a claim, as being in with someone else could bring their policy down, but may not save money when all added together.

Switching providers is the thing that most people do to save money. You may feel loyal to your current one or you may worry that you will not good value for money with a different one. Of course, you do have to be careful. It could be the case that you pay less but end up not getting much for your money. You will need to check the terms and conditions carefully. It is always wise to phone the customer services as well as it will give you an idea of what the company will be like to deal with.